Caserta Training

This Course License Agreement (“Agreement”) is a binding legal contract between you (“You,” “Student,” or “Licensee”) and Caserta Company LLC (“Caserta,” “Caserta Training,” “we,” “us,” or “our”). By purchasing, accessing, or downloading any course materials, you agree to be bound by the terms of this Agreement. If you do not agree, do not purchase or access the materials.

Please read this Agreement carefully before completing your purchase. By checking the “I Agree” box at checkout, you acknowledge that you have read, understood, and agree to all terms below.

1. Definitions

“Course Materials” means all content provided as part of any Caserta Training course or program, including but not limited to: Excel models, exercise templates, solution files, PDF slide decks, video recordings, case studies, supplemental documents, and any other downloadable or viewable content made available through the course platform.

“Platform” means the Caserta Training website and any associated learning management system through which Course Materials are delivered.

“License” means the limited, personal, non-transferable, non-exclusive right to use the Course Materials as described in Section 2.

2. License Grant

Subject to your compliance with this Agreement and payment of all applicable fees, Caserta Training grants you a limited, personal, non-transferable, non-exclusive, revocable license to:

Access and view Course Materials through the Platform
Download Course Materials for your individual, personal educational use
Use the Excel models and templates to practice and develop your financial modeling skills
Retain downloaded materials indefinitely for your personal reference

This License is granted to you individually and may not be shared with, transferred to, or used by any other person or entity, including colleagues, classmates, employers, or family members. Each individual user must purchase their own license.

3. Restrictions on Use

You expressly agree that you will NOT:

Share or distribute any Course Materials to any third party, by any means, including email, file sharing, messaging, cloud storage links, or physical media
Post or upload any Course Materials to any website, forum, social media platform, file-sharing service, or online repository (including but not limited to Reddit, GitHub, Google Drive, Dropbox, Discord, Telegram, or torrent sites)
Resell, sublicense, or commercially exploit any Course Materials, whether in original or modified form
Create derivative works based on the Course Materials for distribution or sale (personal notes and annotations for your own use are permitted)
Remove, alter, or obscure any copyright notices, watermarks, license identifiers, or other proprietary markings embedded in the Course Materials
Circumvent or attempt to circumvent any technical protection measures, including passwords, encryption, sheet protection, or digital watermarks
Screen-record, screenshot, or capture video content for redistribution
Use the Course Materials to create a competing course, training program, or educational product

For clarity: you may reference concepts, formulas, and techniques learned in the course in your professional work. This restriction applies to the specific files, templates, and content — not to the knowledge and skills you develop.

4. Digital Watermarking and Traceability

You acknowledge and agree that all Course Materials are individually watermarked and digitally traceable to your account. Each file you download contains unique identifiers linked to your name, email address, and account, embedded in multiple visible and non-visible locations within the file.

These identifiers allow Caserta Training to determine the source of any unauthorized distribution. You agree not to remove, alter, or attempt to remove these identifiers.

If Course Materials traceable to your account are found distributed in violation of this Agreement, you will be presumed to be the source of the unauthorized distribution, and the burden of demonstrating otherwise will be on you.

5. Intellectual Property

All Course Materials are and remain the exclusive intellectual property of Caserta Training LLC. Your purchase grants a License to use the materials — it does not transfer ownership of any intellectual property rights.

All Course Materials are protected by U.S. copyright law (Title 17, United States Code), and Caserta Training reserves all rights not expressly granted in this Agreement. The course content, structure, and presentation are original works of authorship registered with the U.S. Copyright Office.

6. Enforcement and Remedies

If you violate this Agreement, Caserta Training reserves the right to:

Immediately revoke your License and access to the Platform without refund
Issue DMCA takedown notices to any platform hosting unauthorized copies of the Course Materials
Pursue statutory damages of up to $150,000 per infringed work under the U.S. Copyright Act (17 U.S.C. § 504), in addition to attorney’s fees and costs
Seek injunctive relief to prevent further distribution
Pursue any other remedies available under applicable law

Caserta Training actively monitors for unauthorized distribution of its materials and will enforce its rights to the fullest extent permitted by law.

7. Payment and Refund Policy

Course fees are due in full at the time of purchase. All fees are in U.S. dollars and are non-refundable once Course Materials have been accessed or downloaded.

If you have not accessed or downloaded any Course Materials, you may request a full refund within 14 days of purchase by contacting rob@casertacompany.com. Refunds are processed within 10 business days.

Chargebacks filed after Course Materials have been accessed will be contested, and your License will be immediately revoked.

8. Account Security

You are responsible for maintaining the confidentiality of your account credentials and any passwords provided to access Course Materials. You agree not to share your login credentials or file passwords with any other person.

You are responsible for all activity that occurs under your account. If you believe your account has been compromised, you must notify Caserta Training immediately at rob@casertacompany.com.

9. Disclaimer of Warranties

Course Materials are provided “as is” and “as available.” Caserta Training makes no warranties, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of the Course Materials. The course is educational in nature and does not constitute financial, investment, or professional advice.

10. Limitation of Liability

To the maximum extent permitted by law, Caserta Training’s total liability to you for any claims arising from or related to this Agreement or the Course Materials shall not exceed the amount you paid for the course. In no event shall Caserta Training be liable for any indirect, incidental, consequential, or punitive damages.

11. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws provisions. Any disputes arising from this Agreement shall be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of such courts.

12. Modifications to This Agreement

Caserta Training reserves the right to update this Agreement at any time. Material changes will be communicated via email or through the Platform. Your continued use of the Course Materials after such notification constitutes acceptance of the updated terms.

13. Severability

If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

This Agreement constitutes the entire agreement between you and Caserta Training regarding the Course Materials and supersedes all prior agreements, understandings, and communications, whether written or oral.

Acceptance

By checking the “I Agree” box and completing your purchase, you confirm that:

You have read and understood this entire Agreement
You agree to be bound by all terms and conditions stated herein
You understand that all Course Materials are individually watermarked and traceable to your account
You understand that unauthorized distribution may result in legal action and statutory damages